Floods are one of the risks of home ownership, and the damage they do can be costly. In the wake of Hurricane Harvey last year, Texas residents filed over 80,000 claims, resulting in 670k in insurance payouts. A working knowledge of how to file a claim should this tragedy strike you is valuable, and can be helpful in an already trying time.
Natural disasters have a big impact on small businesses, especially cash-strapped start-ups.
Not only will the business suffer, but the livelihood of the employees will be jeopardized as well.
And what’s more, roughly 40% of small businesses that were affected by natural disasters will never reopen, according to the American Red Cross.
Your business doesn’t have to be a statistic. With a little preparation, you can make your business’s chances of recovering from a natural disaster dramatically higher. Here’s what you need to know.
The west coast experiences more severe winter weather than nearly any other area in the nation. During the winter season, the western area of the United States can be dealt a nasty hand of flooding, harsh winds, and mudslides. Although snow isn’t necessarily a large issue, there’s more to winter than frozen rain. Below, are the five things you can do to prepare your home on the west coast for the upcoming winter weather. Continue reading
Natural disasters are no laughing matter, and when faced with one, you are often left with only two choices: evacuate the area, or buckle down and prepare for the storm ahead. That preparation hopefully includes setting up “Bug Out Bags” for each member of your family–including of course, your dog. Unfortunately, very few people know to do this– so we have compiled a list of thirteen essential items you should include in your dog’s Bug Out Bag, and the reasons why your canine companion might need them.
Flood damage is just another kind of water damage, right?
When it comes to water damage vs flood damage, flood damage poses higher health risks, can require additional insurance coverage, and can cost more to repair.
But what exactly constitutes flood damage, what constitutes water damage, and why does it matter? Let’s start with the causes. Continue reading
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With the current El Niño season underway, it makes sense for you to wonder about flood insurance in San Diego. What exactly are the benefits of flood insurance? Should you purchase flood insurance for your home or business? If you live in San Diego or anywhere near the Southern California coastline, then you already know that this winter has been a doozy. With record rainfall and freeway closures on Highway 5 earlier this January, flooding and flood preparation seem to be in the forefront of many home and business owner’s minds. And one key element of El Niño preparation is the purchase of flood insurance in San Diego and nearby cities. And yet many businesses and residents stubbornly refuse to purchase flood insurance. We’re here to explore the benefits of flood insurance in San Diego and why it just might be the right choice for you. Continue reading
Flood safety is serious business. Even a minor flood can cause massive damage and serious injury. If you want to prepare yourself, your home, your family, and your finances against a flood, follow these flood safety tips: Continue reading
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When forming your flood safety plan, it’s important to know where to go in order to ensure your family’s safety. If your children are in school, know what to do should a flood occur during school hours. Come up with a designated meeting place for you and your children. Make arrangements with a family member or friend in a nearby town so you have a place to stay, and don’t forget to include your pets in your flood safety plans. Knowing where to go and what to do when a flood occurs is the most critical part of your flood safety agenda – prepare yourself today so you can remain safe. Continue reading
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If you’ve never dealt with a flooded home before, the cleanup process can be a scary prospect. However, before even thinking about restoring your flooded home, it’s vital that you take the following safety precautions.
As the 2015 El Niño winter approaches, it’s important to prepare your home and family for possible flooding. Here are the absolute essentials that every household should cover going into the winter season.