If you rent a property in a flood zone, you probably want to know about your landlord’s responsibility for flood damage. And if you own property, you need to know what you’ll be responsible for if the property ever floods in a storm or as a result of a plumbing leak.
What happens in your renter is displaced by a flood? Do you owe them compensation for having to find lodgings elsewhere, even if they are temporary? And, how long does a landlord have to clean up the flood? Continue reading
There’s a few reasons why experts recommend that you begin flood clean-up within 24 hours. The first is simply about your safety. Waterlogged homes are the perfect breeding ground for bacteria, mold and pathogens. Twenty four hours after a flood, toxic mold can begin to grow that puts your health and the health of your family members at risk. The odds of bad bacterial growth surge again after the 48 hour mark. Continue reading
Floods are one of the risks of home ownership, and the damage they do can be costly. In the wake of Hurricane Harvey last year, Texas residents filed over 80,000 claims, resulting in 670k in insurance payouts. A working knowledge of how to file a claim should this tragedy strike you is valuable, and can be helpful in an already trying time.
Natural disasters have a big impact on small businesses, especially cash-strapped start-ups.
Not only will the business suffer, but the livelihood of the employees will be jeopardized as well.
And what’s more, roughly 40% of small businesses that were affected by natural disasters will never reopen, according to the American Red Cross.
Your business doesn’t have to be a statistic. With a little preparation, you can make your business’s chances of recovering from a natural disaster dramatically higher. Here’s what you need to know.
The west coast experiences more severe winter weather than nearly any other area in the nation. During the winter season, the western area of the United States can be dealt a nasty hand of flooding, harsh winds, and mudslides. Although snow isn’t necessarily a large issue, there’s more to winter than frozen rain. Below, are the five things you can do to prepare your home on the west coast for the upcoming winter weather. Continue reading
Natural disasters are no laughing matter, and when faced with one, you are often left with only two choices: evacuate the area, or buckle down and prepare for the storm ahead. That preparation hopefully includes setting up “Bug Out Bags” for each member of your family–including of course, your dog. Unfortunately, very few people know to do this– so we have compiled a list of thirteen essential items you should include in your dog’s Bug Out Bag, and the reasons why your canine companion might need them.
Flood damage is just another kind of water damage, right?
When it comes to water damage vs flood damage, flood damage poses higher health risks, can require additional insurance coverage, and can cost more to repair.
But what exactly constitutes flood damage, what constitutes water damage, and why does it matter? Let’s start with the causes. Continue reading
By DVIDSHUB on Flickr https://www.flickr.com/photos/dvids/5881176150/
With the current El Niño season underway, it makes sense for you to wonder about flood insurance in San Diego. What exactly are the benefits of flood insurance? Should you purchase flood insurance for your home or business? If you live in San Diego or anywhere near the Southern California coastline, then you already know that this winter has been a doozy. With record rainfall and freeway closures on Highway 5 earlier this January, flooding and flood preparation seem to be in the forefront of many home and business owner’s minds. And one key element of El Niño preparation is the purchase of flood insurance in San Diego and nearby cities. And yet many businesses and residents stubbornly refuse to purchase flood insurance. We’re here to explore the benefits of flood insurance in San Diego and why it just might be the right choice for you. Continue reading
Flood safety is serious business. Even a minor flood can cause massive damage and serious injury. If you want to prepare yourself, your home, your family, and your finances against a flood, follow these flood safety tips: Continue reading